Oct 24

Are you in the process of building your first home? There is nothing quite as exciting as building your very first home. There will be many decisions to be made but once the home has been constructed you can enjoy those decisions for a lifetime. One of the questions that many homeowners have is whether it is better to purchase stock home plans or custom plans. This is a very good question and you will need to do a bit of personal research to come up with the best answer for your family.

As mentioned earlier, in the beginning, the process of deciding to build a new house will require a variety of important decisions such as where the home will be built, the type of home to build, and the materials that will be used for the home. The decisions and choices that a homeowner will make our endless. Many of these decisions will require additional research so that a wise decision can be made.

The House Plan Shop‘s that offer stock house plans which can provide many benefits for homeowners who are building their first home. One of the primary goals that many homeowners have when building their first home is to get everything that they desire. This is called the dream home syndrome.

The truth of the matter is that the homeowner will have to make a lot of compromises because of various factors such as budget, site location, and building available materials. When purchasing a stock house plan, the homeowner will soon realize that it is a relief to have some boundaries pre-established. This will be one of the benefits that a homeowner has over a custom home design. Here’s a few custom designs I ran across on youtube.

A simple stock house plan will not necessarily contain detailed blueprints. A normal stock house plan will contain everything that a builder will need to build you a quality home. A stock home plan can be purchased by one of the many companies that have offices in your city or location and they can also be purchased online. When you purchase a stock plan via the Internet you will receive all of the details and information that is necessary for you to not only build the home but what it will cost to build. There will be nothing left to chance when purchasing an online stock house plan.

When you are considering the advantages of a stock house plan over a customized plan, you will notice some of the following items. Stock home plans are always pre-designed house plans that have all of the most demanded features that homeowners are seeking for their new home. Many of these features include things such as the number of rooms, the layout of the floor plan, the square footage of the entire house, and many of the more popular amenities.

When you purchase a well-designed stock house plan from a reputable company you will receive a plan that will help you to save both money and time. These plans will conform to any of the residential codes and they will include information about gravity loading calculations and being specifications when necessary. All other important details will be included in a stock house plan so that you can easily obtain a building permit.

One of the first benefits to purchasing a stock house plan is that it is more affordable than a custom house plan. When you build a custom home can be very expensive. One of the reasons why a custom home is so expensive is because of the high cost of design and development of the actual house plan. The advantage over a stock house plan is that the design and development process have been completed and therefore you will not need to pay additional amounts of money to any agency to help design your home. Therefore, the bottom line is that a stock house plan is an effective way to save money when building your home.

The other advantage to a stock house plan is that it will save you a lot of time. It takes a tremendous amount of time to design a custom home plan because of all of the details that the homeowner and the designer need to discuss. A stock house plan is ready to go and you can start building your home immediately after the plan has been approved by your local municipality.

One of the other advantages to a stock house plan is that because it is already drawn you can spend your extra time meeting with tradesmen who will be responsible for many aspects of your new home. You will not need to spend countless hours going over design details with your custom house designer. This will save you not only a lot of time but a lot of frustration. Because these stock house plans have previously been approved by architects and engineers, you can have the reassurance that the building will be structurally safe and sound.

Another big advantage to using a stock house plan is that you will have a better opportunity when you decide to resell your home. A stock house plan utilizes layouts that are desired by the majority of people and therefore the potential is higher for finding a future owner. While a custom home design can be thrilling and exciting it may also be extremely unique when it comes to the average homeowner’s taste. This will make the resale of a custom home a lot more difficult.


The bottom line is that Stockholm plans have a better reputation and have proven over the years to be more popular and affordable. The variety of styles that Stockholm plans offer can range from your traditional Cape Cod home to a simple rustic rancher. There is a huge variety to choose from and this will allow you the ability to pick the home that is perfect for your family.

There is a lot of excitement when a homeowner decides to buy a stock house plan and build his new home. Therefore, if you want to save yourself some money and some of your valuable time visit one of your local stock house plan companies or go online and visit a reputable company of your choice.

Oct 14

I have been looking a lot into financial competence lately, because it is much better than having to give everyone advice. You should be able to make financial decisions on your own. I have found an amazing infographic for what constitutes people with better financial competence.


Oct 10

One of the most important things that a consumer can do is look for ways to save money. A person may have a certain product in mind that they would like to purchase, and would like to get it at the lowest price. As they do price comparison shopping on the web, they may notice that several stores will be priced much higher than others for the same exact items. However, there will be a choice few retail companies that are able to sell the same product for a substantially lower price. There is a reason that some companies are able to not only sell products at a lower price, but make more money when the price point is significantly lower. This article will discuss the difference between wholesale versus retail pricing and why it can help consumers save money every year.

What Exactly Are Retail Prices?

When you go to a regular store in order to buy groceries, merchandise, or even purchase a vacation on the web, you will notice that, the more that you look, that the same exact items can be purchased at much lower prices at some of the stores that you find. And as you look a little further, and you compare all of the prices that they sell merchandise for with the same companies, regardless of the products they are selling, certain stores can sell items for less. What your research will lead you to is the understanding that the larger the story is, the lower the prices will be. An example of this would be going to a national store like Wal-Mart and, no matter what product you want to buy, it will almost always be for a lower retail price than you can find at any other store online or off-line. Why is this? How is it possible that a larger national store can actually offer products for much lower prices? The answer is found in understanding wholesale prices.

Wholesale Prices Overview

If you have ever owned your own business, you know that when you purchase products from a manufacturer, or a main distributor, the prices that you pay will be significantly lower than the prices that you will sell your merchandise for. This is a standard across the board, regardless of the country you’re in, or the product you are selling. In order to make a profit and run your business efficiently, you must always sell the products that you buy at wholesale prices for a higher price retail. In fact, every business works in the exact same manner. The question is not why we buy wholesale goods at wholesale prices. The question is how is it possible that some companies are able to sell their products for retail prices at almost the same price that they buy the merchandise? The answer is found in the concept of volume. A store like Wal-Mart, or Target, is able to buy thousands of items at a time which means that they legally can purchase all of those products for substantially less than someone who is not buying at the same volume or level. For instance, if Wal-Mart decides to buy Cuisinart blenders, if they purchase 1000 of them, they can always purchase them for far less than someone who owns a smaller business that is only purchasing 10 or 20. Their ability to buy large quantities of each product that they have in their store allows them to not only get a better wholesale price, but it also allows them to sell their products a lower price and still profit because they have so many stores to sell these items at. The sheer volume of sales that they will make each and every year from these products allows them to earn billions of dollars in profit, opposed to the few thousand dollars that a smaller store will make with the same exact merchandise. Also, small online re-sellers that buy things such as, handbags wholesale, can make massive profits from price points. Now how can you use this information to help you save even more money as a typical consumer looking for the best deals?

How Volume Wholesale Pricing Can Save You Money

When you go to a large retailer, you now know that the prices that they charge are just above what they pay when they purchase the merchandise wholesale. The way that you can save money is by comparing all of the other stores that are of comparable size that are selling the same type of merchandise. Moreover, by searching on the Internet and looking at websites like Amazon.com, you can save even more money because Amazon, and sites similar to it, or not paying the overhead involved with running a traditional business. Amazon does have employees that stock their warehouses, and ship their products. But it does not have checkers in check stands that are doing business transactions with customers coming into a store. Amazon does not have to pay for the heating of the building that is being used to house the merchandise, or the rent and other bills associated with running one of these superstores. Online websites are able to bypass what most stores have to pay for in the real world, and therefore you can save even more money by shopping and purchasing products online. Additionally, some of these companies offer free shipping on the products that you purchase which means you won’t have to waste your time, or your gas driving to the stores, which means more money in your pocket when you do your shopping online.

In conclusion, the benefits of understanding wholesale versus retail can lead you to finding some of the best deals available on merchandise on the Web. You now know that larger stores are able to purchase products at wholesale prices far less than smaller stores. However, because of the overhead cost involved with running a real-world store, the best deals are going to come from the largest online stores that sell products because that overhead is not there and they can pass the savings onto you.

Sep 20

I’m not the first person to tell you how to spend you money and I won’t be the last. However, I’m only trying to give you information that will help you make decisions! My whole point is to bring up case studies around finance and how certain people buy things for reasons other than necessity. I will be posting the first case study soon!